Tuesday, December 15, 2009

Oh. Bama.

Hey, y'all! I'm not going to regurgitate Limbaugh, O'Reilly, Beck or any of those guys. They're professionals. And although they claim that "they've been there", I seriously doubt that their "there" is the same as MY "there". Or yours, in most cases. I'm just your average schmuck who has ideas that don't always go over so well in social settings. You wanna talk about Main Street - my house is the one with the For Sale sign in the weed-infested front yard. Which one is yours?
Anyhoo. I'm thoroughly ticked today (well, more so than usual) because I'm dealing with health insurance companies for my mother. Ma has Alzheimers, and 18 months ago had to move to a nursing home cuz Pa couldn't help her anymore. They're both in their 80's. Upshot is, Ma's monthly premiums on her supplemental insurance will increase threefold next year. Now mind you, she's on Medicare and Medicaid and needs yet another insurance to cover her meds. Here's how it works: Medicare covers 80 percent, Medicaid covers the rest EXCEPT most of the medications she needs. Last year's drugs, retail, came to $9,600. Without the supplemental, Pa would have paid $4,800 of that. So all in all, the monthly premiums are worth the money. So that's okay, right? But when I called the insurance company and asked why the huge increase, I was told it was due to the increased cost of health care. Pshaw. I work in a medical office, and let me tell ya - my docs work their educated butts off for less money than you'd believe. I update the Medicare allowable charges every year, and every year, they allow less and less compensation for lifesaving tests and procedures. And oh, private insurance compensations are based on Medicare allowables.
So here's my opinion: Medicare is government-run, the privates are scared to death that they'll be put out of business and are increasing costs, which means that no one will be able to afford insurance, thus being forced to enroll in Medicare, which will force doctors out of health care altogether because they can't afford to stay in business what with the minimum-wage compensation resulting in everyone but the fat-cat politicians dying for lack of healthcare, therefore pissing in what's left of the gene pool and the human race is going to hell. Slowly and painfully.
Have a nice night.
Mu

2 comments:

  1. I totally agree! Hubs and my insurance is increasing by more than 20%, and it is all because of government health care. Ugh! Sorry to read that your "Ma" has alzheimers, I know that it is a difficult condition to deal with. All the best!

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  2. Just visiting from the Blog Frog...I agree with you 100% on health care...I can't imagine having a social anything anymore...I am all for privitizing Social Security, too..the less the government does, the better. Happy Blogging!

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